Are you looking for cheap classic car insurance? The classic car are tend to be well maintained, usually keep in garage, less to use and drive less miles then the modern one. Therefore, usually classic car has cheaper car insurance rate. There is several classes for a car that classified as classic car insurance. The modern classic car should be production at least 10 years old. The antique classic car should be age at least 25 years old and there is no modification or it has been restored into original condition. However, the make and model have bigger impact for insurance premium rather than just their age. The abroad and expensive classic car that requires expensive replacement parts can cost larger than the newer car.
Factors to cheap classic car insurance
Classic car is more than a car. It is a treasure, therefore you need to find right classic car insurance policy where the ordinary one are not able to handle. Your classic car insurance should be the especial one that meets with your requirement as hobbyist and classic car collectors. How you find the right one that suit with your requirements? There are much classic car coverage that protect your classic car. This clue can be your references for find the right one. Grundy worldwide insurance is the one that provide wide ranges car insurance collections and classic car. There are no years and model restrictions, but there are still criteria and value that must be meeting in this insurance. Safeco is insurer company that covers regular use for classic car, but it still have limited miles annual per year about 10.000 miles. This is doubled from the common mileage restricted use policy.
Choose classic car insurance company
If your classic car has restoration, then what you need to contact is Hagerty insurance. Hagerty is insurance company that offer classic car insurance for wide range specification includes to the vehicles that undergoing restoration. Everyone knows that classic car replacement parts can be more expensive, especially for collections vehicles. Therefore, if you have classic car and want to get part coverage, use American modern insurance. They are offering $2000 coverage for stolen or lost in spare part. One thing that you need to remember when you buying classic car policy ensure to read the printable term and condition for the coverage you get. The classic car is different from modern car; therefore buying the right cheap classic car insurance is important for meeting with your collections requirement.